Understanding the Different Types of Medicare
With Annual Enrollment Period ongoing, our patients 65 and over, and those with certain
disabilities can shop and enroll in Medicare Advantage plans. We can help them understand their different Medicare options.
Original Medicare is coverage managed by the government and made up of two parts. Part A covers inpatient hospital and skilled nursing facility stays, nursing home care, hospice and home healthcare. Part B covers certain care from doctors, outpatient care, medical supplies and preventive care.
Original Medicare doesn’t cover the full price of many services. Some people purchase Medicare
Supplement (Medigap) plans to help pay the remainder of costs. Original Medicare also doesn’t
cover every type of service. And it only covers some medications, so people often purchase
Medicare Part D (prescription drug coverage) as another add-on.
Medicare Advantage plans (or “Medicare Part C”)take the place of Original Medicare, rather than
adding to it. These plans are managed by private insurers and typically combine Parts A, B and D
into one single plan. They often include extra perks. Riverside partners with Health Alliance™ to
offer Medicare Advantage plans designed specifically with our community in mind.